Property Risk Assessment
- On-site surveys & inspections
- Risk identification & grading
- Loss scenario analysis — PML / MFL
- NFPA / FM Global / EN / VdS / BYKHY review
- Underwriter-Ready Format and Long Format reporting options
RAS surveys industrial sites on-site, grades exposure against international standards, and delivers a decision-ready report. We don't just identify risk — we prioritise it, grade it, and show the path to a better decision.
From large-scale energy complexes to ports, cement works, warehouses and wind farms — comparative reach that single-industry specialists can't offer.
Three connected services — from understanding risk before loss, through structured improvement, to expert guidance on the decisions that matter.
Site survey & data collection. We walk the facility and gather evidence directly.
Risk evaluation & analysis against the applicable standards and loss scenarios.
Prioritised improvement plan — each item costed and referenced to a standard.
Risk reduction & follow-up, with verification at the next survey cycle.
The RAS-SCORE™ combines five weighted factors into a single 0–100 index that maps to a clear A–E grade — and shows the improvement available once recommendations are closed.
Construction, Occupancy, Process, Protection and Exposure (C·O·P·Pr·E) — each scored on site, then weighted.
The weighted factors resolve to one number and one clear grade an underwriter can read at a glance.
The score shows today's position and the grade achievable once the prioritised recommendations are closed.
Every assessment begins and ends on-site. We walk the facility, observe live operations, and gather evidence directly — not a checklist filled in from a desk.
Insurer, broker or operator — one site-based assessment carries the technical depth each needs to underwrite, advise or manage risk with confidence.
We write for decision-makers, not filing cabinets. Every risk arrives with a realistic, prioritised, standard-referenced improvement — and a target grade once closed.
Assessed across 14+ sectors and hundreds of facilities, we bring comparative depth single-industry specialists can't. We know what good risk management looks like.
RAS was founded by a risk engineer whose work is the site assessment itself — walking the facility, grading exposure and writing a decision-ready report. Earlier fire-underwriting experience shapes how he reads a site, not what RAS sells: the focus is always the survey, never pricing or placement. That underwriting-informed eye, combined with multi-sector site work, shapes every engagement.
A report should answer the underwriter's actual question — accept, on what terms, and what to fix first.
Every facility carries a unique combination of operational, structural and systemic risk. Our approach starts with listening — then with seeing for ourselves. Tell us about the site and we'll propose a scope.